IELTS series-5: Difference between 'its' and it's

It is all about “Its and It’s”

 I asked my son “How is it?”  I looked at him very eagerly; even though, I knew well that he would never give me a pass mark in this test. It is all about my cooking.

He quietly replied “Do you want my reply seriously...Okay....as usual it’s bland.” My excitement melted down. This is a regular ritual  between us at least once in a day. Do you know what the ingredients of my chutney are? (It’s a mix of Indian gooseberry, coconut, green chilies, ginger, pepper, coriander leaves, salt and a lot other good things.) Its taste may not be fine to him.

Yesterday I prepared our breakfast.

I followed the same ritual. His retort came fast “It’s unbearable”

Puppy, our pet dog, came to my rescue wagging its tail. I gave it to her. It took away the food to its place very happily. I threw a look of pride at my son, but his eyes were brimming with a pity and he muttered “Poor Puppy...”

Let us go into “IT”

Have you noticed these sentences: 1. it’s bland; it’s a mix; it’s unbearable?

                   Here    ‘It with apostrophe‘s’ means ‘IT is’

                        It is bland. It is a mix, it is unbearable.

  Now have a look at these :        2. Its taste may not be fine; its tail, its 

                                              Place...

              On the other hand,  ‘it’ without apostrophe‘s’ means possession like his book, his place...its tail stands for -the dog’s tail and 

                                ‘its place’ indicates -the dog’s place.

 Is it okay about 'its' and  "it’s"? 

Also I hope that this explanation is not at all so bland like my curry.

IELTS series-4: DON'T PASS OUT, BUT PASS YOUR EXAMINATION!

“DON'T PASS OUT; BUT PASS YOUR EXAMINATION”

It was 11.00 at night. After my wife told me to wait for ‘a little extra time’, I enjoyed a nap. I felt like half dreaming and half conscious in the air conditioned mall in our town.

I could hear some conversations and scattered voices. The one, which brought out of my happy dreaming, was a voice proudly saying “....in 1964, I PASSED OUT OF MY COLLEGE with flying colors as a gold medalist...” He was beaming with pride at the person next to him and I looked at the victim who might have been bearing this nonstop boasting for quite a long time. He appeared resigned. He was not at all bothered about what the fellow was rattling on. But his tired eyes were searching for somebody...might be his wife. I looked at him with all kindness and pity. Let us pray that his wife and mine would appear soon from their buying spree. Now shall we discuss about: pass out?

PASSED OUT...? Is it correct? NO. It is wrong.

PASS OUT means ‘GOING UNCONSCIOUS” or ‘FAINTING’.

When you pass a course “I passed the examination” or “I GRADUATED” is completely okay.

“I PASSED THE FINAL SEMESTER SUCCESSFULLY.” Correct.

But, don’t use ‘pass out’.

Meanwhile somebody shouted. “Oh... look at him. He passed out. Bring some water...give space and air”

I saw our nonstop boasting friend fainting. Somebody loosened his shirts. Within minutes of help he gained normal consciousness. He started again to sing his own praises, but in a feeble voice “Last year also I fainted in the same place.....” and suddenly he stopped. His wife was staring at him in anger and the newly acquainted friend was hurrying out! 

IELTS series-3: NO to ‘ACCORDING TO ME?’

NO to ‘ACCORDING TO ME?’

Are you going to write IELTs?
Then this is for you.

if you are interested in correcting your usage, this piece of information is going to be valuable to you!

Which one is correct?
1." According to me, IELTs is one of the easiest tests to assess our English skills." our English teacher was encouraging us in the class.
2." In my opinion, IELTs is one of the easiest tests to assess our English skills." our English teacher was encouraging us in the class.

ANSWER.....2.
So don't use 'ACCORDING TO' with 'ME' . Replace it with 'IN MY OPINION"

But , you can use 'According to Obama' or 'According to my teacher, IELTs test format is one of the best methods of rating our English'.

In IELTS there may be a catch in Speaking or Writing tests and we may feel quite comfortable with ‘ACCORDING TO ME’. But never use it.

REPUTABLE or REPUTED?

IELTS SERIES-2

REPUTABLE or REPUTED?

My friend, a learned one, visited UK and US last month. He was looking for a bank in one of the busiest streets of the city.

.

He asked a good looking English man “Hello, I’m Naresh Sharma from India. Would you please, help me in locating my bank.”  The Englishman threw a suspicious look at my friend.

“Where is this ... this...this... Bank’s branch?”  My friend continued without identifying the bank’s name.

He usually forgets names when they are more than ever needed. Again there was a strange look from the other side.

My friend struggled to add more to his description “It is a REPUTED international bank. ...I often forget names. Very sorry”

Again the local man intensified his distrustful look “What? Reputed...?”

Suddenly there was a flash in Naresh’s confused eyes “Yes. Now ... I remember. It is Barclays”

“Oh...Barclays! Go around that corner. You will find it opposite to McDonalds” he went away showing the road and also tossing a question “What is the word REPUTED? Did you mean REPUTABLE?”

My friend, on his return, asked about usage of the word ‘reputed’.

I also verified. I also asked my Teacher Mrs. Grass teaching English in a reputable British Foundation.

“Yes.... in most of the countries, especially, in US and UK we make use of ‘REPUTABLE’. We don’t use ‘reputed’, though some of the Dictionaries have included this word”

Further she added “It is OK within your country. But don’t use this in International examinations like IELTS or TOFEL and other interactions abroad.”

-------------------------------------------------------------------------------------------------------

AT or IN which to use? IELTS SERIES-1

AT or IN? Beware IELTSians

It was invariably the same answer from everybody. Now you may wonder what the question is.

It is about using IN and AT with some oft-used words.

Dr.Rakesh shared one of his research experiences with me.

He asked a school girl, a college student and a research scholar the same question as a part of his research.

“Where were you?” is Dr. Rakesh’s question to all.

The answers were: “I was in the school”, “hmmm...I was in the college” and “I was in the University” (Though, in reality they might have bunked the classes...)

Dr.Rakesh, further, went on. He asked the same to his grandson in England. His answer was “I was at the college”

I was very much interested in knowing which is right.

He told me that we have to use ‘AT’ with ‘SCHOOL, COLLEGE, UNIVERSITY and HOME’.

Correct usage: “I am at school” “He is at college doing lab-work”  “They are at university attending a seminar ”

“Now, I am at home listening to you. Am I Correct?”  I, like an expecting child, looked at him with a grin.

Yes.... You are.” Replied  Rakesh encouragingly.

IBPS-INTERVIEW 2013-THIS WEEK-part-8

Clerical interview-2013
CANDIDATE-1    B.E (EEE)  PLACE: TAMIL NADU

1 What is banking?
2.What is -interference-?(engineering related)
3.What is IAS? Who conducts this exam? Who  is the collector in this district?
4.Tell me about your home town?
5.Famous people there?
6.Near by temples?
7.Do you know local language(because I am from  near by state)?
8.What are your interests? cooking!! Then what dishes?
9.What is optical fibre?
10. About family? Father's job? Places of postings? Specialty of those places??
11.Ready to work in North?
12.If you don't know local language, how will you manage rural postings?(positive reply needed)
13.Why did you study engg? Why banking?
14. Industries in native?
15. Did you take training for IBPS-exam?
16.What are the magazines you refer for exam.? Any web sites?

Candidate-2- experienced private bank employee:
1. Why did you quit your job?
2.Why should not you try for private sector again? Why public secior?
3.What did you do after resignation?
4.Job nature in private Bank?
5.Teams you handled?
6.What are the problems in CIBIL updation? How will you convince your angry customer whose name is default list even after repayment of complete loan?
7.What is the penal interest charged in your bank? Have you ever refunded it?
8.What are the languages you have known? (Checked the other language knowledge by asking questions)
9.About family and their jobs?

Candidate-3   BCA. MBA
1. Tell me about you?
2.Family?
3.Why Mba after graduation in computer application?
4.What team building?
5 Who is FM?
4. Budget specials (women related news)?
5.Place visited?
6.Importance of places?
7.Tell about your CM?
8.Who is Janata Dal leader?
10 Read this local news paper?( I Read it) Then they asked a question about 'Gundas Act'.
( Questions were mainly from what we had reported in Bio-data form- on our interests, subjects in graduation, experience in previous job- Atmosphere was very friendly and encouraging)


If you have not seen part-1 to 7 of IBPS-SBI  2012 questions, you need to go to previous posts inFEB 2013. Practice ...practice. Then you can solve even the unexpected questions.

IBPS-SBI: INTERVIEW MATERIAL-EXPECT QUESTIONS FROM THESE DETAILS

IF YOU ARE NOT ATTENDING BANK INTERVIEWS IN INDIA, YOU can SKIP THIS PAGE!!

These information is for IBPS-SBI INTERVIEWS: Prepared by Ranjithkumar, c.c ltd, Coimbatore

What is banking?

Core function of banking is taking deposits from public for the purpose of lending & Investment.

Other services are?

1. Funds Transfer
1. Cheque
2. DD
3. RTGS (Real Time Gross Settlement) - 2 lakhs and above for transaction.
4. NEFT (National Electronic Fund Transfer) - No limit, bunch settlement.

2. Collection of Bills
3. Lending of Lockers
4. Selling gold coins,insurance,mutual funds
5. Net-banking
6. Credit card
7. Demat a/c
8. Purchase and selling of foreign currency
9. Merchant Banking:

• They act as intermediaries to moblise funds from investors to entrepreneur.
• They co-ordinate all the requirements of IPO

1. Regulatory clearance from SEBI, NSE, BSE.
2. They appoint Registrar, bankers, brokers.
3. They arrange underwriters.
4. They prepare detail project report, prospectus, and viability report.

What is meant by Cheque?

It is a negotiable instrument. It is an order by the Account holder to bank to pay certain amount to certain person.

What is meant by DD?

           It is a banker’s chq to the branch of same bank to pay specific amount to specific person or order.

Difference between Cheque & DD

Cheque	DD
it is issued by the Account Holder it may bounce back if funds are insufficient in Account	it is issued by the banker DD does not bounce because customer pays the value of dd in advance.

CTS (Cheque Truncation System)

Instead of sending physical form, the electronic replica form is sent to the clearing house

Crossing of Cheque

   When two lines are crossed on left hand side top-corner of a Cheque, it cannot be encashed over the counter.it needs to routed through an account..

A/c payee crossed chq

  It should be credited to payee's account only.

What are the things shown in chq?

• Date
• To whom should be paid
• Amount in numbers and words
• IFSC & MICR Code
• Time period (it is valid for 3 Months)
• Chq no
• Space for Customer Signature

Types of Deposits a/c
1) Demand Deposits
      a) Saving a/c
      b) Current a/c

Savings a/c	Current a/c
SB a/c can be opened by individuals individually, jointly and non-profit organizations like NGOs, Govt. departments and trusts etc.. Interest paid. Number of transaction limited.	Current Account can be opened for business purpose. No interest paid. Number of transactions not limited.

  
2) Term deposits

It has fixed maturity period, higher interest is paid.eg RD, Fixed Deposit

Loans
Priority sector loans (40% of Total Advances)

• Agriculture
• MSME (Micro, Small and Medium Enterprises)
• Small Scale Business
• Transport sector loans
• Self help group
• SC, ST loans
• Govt. scheme lending
• Education loan
• Home loan

Non-Priority Sectors

    Large industrial loans, large business loans, corporate loans. e.g. Personal loan.

Types of Loans

• Working Capital Loan-ex: OCC,KCC AND OVERDRAFTS
• Term Loan:   EX: HOME LOANS

What is CBS?

CBS is Core Banking System. A branch customer becomes the bank customer. All the branches of a bank connected to each other through central server.

What is RBI?

RBI is Reserve Bank of India.

Functions of RBI?

• Its Bankers’ Bank
• Banker to the Govt. of India
• Control the Banking system and credit
• Execute monetary policy
• Manages the foreign reserves
• Issues currency

Credit Policy ( Always go to RBI official web site to know about the present rates.)

• CRR CRR is Cash Reserve Ratio. ALL BANKS in India should maintain 4% of their total deposits in RBI in the form of cash

• SLR

SLR is Statutory Liquidity Ratio. Banks in India should maintain 23% of their total deposits in RBI in the form of bonds, gold & cash.

• Repo Rate

It is a lending rate of RBI. It is now 7.75%. (The rate is applied for LAF-Liqidity Adjustment Fund, which banks use for their day to day shortage)

• Reverse Repo Rate

It is a deposit interest rate of RBI. It is now 7.75%.
Bank rate :8.75% ( Banks avail this facility against their outstanding of bills receivable)

What is Inflation?

decrease in

Currency values and 

increase in

Prices level is called inflation.

How Inflation is Controlled by RBI?

• When ever inflation goes up, RBI intervenes to control the money supply.
• They raise Repo Rate. They may raise CRR & SLR
• When ever Repo,CRR & SLR are raised, banks also raise the Interest rates.
• When ever bank raises the interest rates, people avoid taking loans from banks. So automatically money supply comes down & inflation also goes down.

What is SHG?

SHG is Self Help Group. It’s an association of 10 to 20 members. The purpose of self help groups are

1. Women empowerment 2,
   Eradication of poverty
2. THEY save among them selves and lend among them selves. After six month they can borrow money from Banks; Govt.  also gives subsidy.

Banking Ombudsman

He is the representative of RBI. He is appointed by RBI for the sole purpose of redressal of complaints.

Financial Inclusion

It is a scheme to bring all the people especially urban poor,village poor & BPL (Below Poverty Line) into the banking stream, public sector banks are asked to go to the door steps of these people to open a account with minimum KYC norms.

BANK INTERVIEW QUESTIONS-PART.7

ENGLISH-VINGLISH interview:

If you are not attending bank(India) interviews, you 

need not read this.  SKIP THIS PAGE and Go to part -17 of how to 

face interview-behavioral interview, which is below.

Please read part 1,2 ,3,4,5 &6.( All questions relate to 2012 interviews) before reading this part-7

The interview is reported as presented by the candidate except the change in name:VIN.This may help you have a boost of confidence , even if you do not know English.We also salute this candidate's efforts.Read this to understand why we should appreciate him.

I am entered in Interview hall there three men’s and one lady sit like….

 

                                    I am sit here

VIN    : Good evening Sir’s and good evening madam !

SBI-1   : Your father agriculture labor ah! (To view my Bio data)          

VIN    : Yes! Sir

SBI      : Tell Me about your family

VIN     : My father is ......... agri labour among coconut buz  and My mother is  house wife ,also my brother name Mohan he studying           

VIN     : Sir , I like to convey one information to all sir , I am from tamil mediam and I am not fluent in English ,

SBI-     : If u want ! To speak tamil No problem !

VIN     : No ! Sir I like answer every in English ! Because this is my first interview ,this is an opportunity for me to broken my weakness !

SBI      : who’s your favorite cricketer? ( while my hobby is Cricket )

ME     : Tendulkar

SBI      : What is his serial number (T-Shirt Back side Number )

ME   : Hmmm! Sir I can’t remember this time Sorry ! (With smile )

SBI      : it’s ok , who’s got a badma bushan award in resent cricket

me     : I think Raghul Dravid !

SBI      : Only one  ?

me     : Susilkumar !

SBI      : Tell me one lady name for got it in sports

me     : (Silence ) Smile !

SBI      : Ok tell me about Olymbic 2012

me     : Its conduct on Londan ! India got 6 medals ! Susilkumar is a flag bearer !

SBI      : Any lady got it

Ram     : Ya sure sir ! Merry com and Shaina Negval  , ( I rembered Merry Com Got Padma bhusan awrd ) So tell it

me     : Sir u understand my English !

SBI      :Ya ! Tell me about banking !

me     : Banks to take the money from public for deposit and lending to public.

  SBI  :   Tell me about RBI?
Me:       RBI regulates and controls all banks ! RBI issues money , RBI Control                            Inflation through Credit   policy like CRR,SLR, Repo rate ,

 SBI: Types of bank?

  ME:  two types one is Commercial Bank another one is Development bank

Commercial banks are two types one is schedule and non schedule

Development banks like nonprofit  oriented like Nabard , EXIM bank

SBI      : About Nabard

me     : Purpose of nabard   is to develop of Agri poor people’s and rural development

me     : Can I tell one example sir ! ( SBI : ok) If former wants a tractor he go commercial bank and Nabard recommend with subsidiary 

me     : Sir! Its right sir

SBI      : You got some idea!

SBI      : What is EXIM BANK?

me     : I think this bank give loan for import and export

SBI -2  (2^nd person ) : What is financial inclusion?

me     : Banks move to poor people who are not have bank a/c ,bank  to give no frill account

            Purpose of poor people development and gov! Scheme through Bank A/C

SBI      : Wat is direct transfer

me     : Sir ! (Silence ) I know only cheque ,RTGS ,NEFT transfer only

SBI      : Tell me about these things !

me    : Cheque is a instrument A/C  holder  to order to pay the payee

SBI      :  Wat is new in cheque ?

me    : Sir ! Digital Signed ! like Cheque Trankesation system

SBI      : Ok who is the president of india !

me     : Pranab Mukarji sir

SBI      : In previous he is wat

 me      : Finance Minister

SBI      : In two days before FM about something in TN ?

me       : I can’t sir because I am not read in news paper for two days in our villiage not avail newspaper

SBI      : Rebublic day Chef gust !

me     : Budan King Name : (Mispelt am Say some thing like =  Chang ,Swang )

SBI      : With smile ! How do prepare your exam

me     : Through Online like Allbanking solution and Joshjargon , Joballret.com

            Monthly Megacine like Banking cronical

SBI – 3 ( Lady ) : You must speak in tamil only for this question

me   : Sollunga medam !

SBI      : what are the qualities of leader ship !

me     : Desipline , Time mgt , Team Co ordination ,

me     : is it currect madam with smile

SBI      : OK

SBI      : Ninga en intha work vanthinga ?

me     : MAm ! Nan college mudunjathum entha field la work polamnu yosichen !

            Then I choose Banking en Na ! Nan padichathu BBM ….enaku Konjam Mgt skill and Planning and Marketting and oru paper banking pathi padichiruken !

            Athum illama intha field la Job secured , Enough salary ! Appuram enga village le Bank job na GETH nu sonnan

SBI      : All smile and intract with them selve’s

SBI-1  : Mr.Vin.... I  really appreciate you ! becoz your effort to English

And they guide me how to improve fluency and so they recommend to coaching class for English

SBI lady : Ok ivaruku finish pannirulama ?

SBI -1  : Hmmm !

me     : Shell I go sir!

Story Over  ! ……………………………

 friends, I got through interview! And watchman also encarage me ( Vaanga thambi ungaluku kandipa job kidaikum )

I am Happy ……

Suppose written test la mark kammi analum ! if I loss this job , I don’t feel !.............

BANK INTERVIEW QUESTIONS -PART-6

If you don't attend any banking interview (INDIA) Skip this and go to BEHAVORAL INTERVIEW_PART_17
If you continue reading ,go thru 1,2,3,4,&5

SBT: candidate 3 B.C.A (MBA)

Hi friends,

About my interview experience.

My interview panel consisted of 4 members. 3 Gentlemen and 1 Lady.

I asked permission to enter the hall. Wished everyone in the hall & got seated.

First M2 started with my biodata form.

M2: You are BCA?

Me: Yes sir. ........ then I completed my MBA, sir, in Anna university of

Technology, Coimbatore.

M2: What is your specialization in MBA?         

Me: Finance.

M2: Only finance? You didn’t have any other?

Me: HR too.

M3: What is your percentage in MBA?

Me: 7.53 CGPA

M2: You won prize in shot put? (shotttttt puttttttt)

Me: Yes sir. In district level I won prizes in shot put and discuss throw.

M2: you have won trophy in cricket?

Me: Yes sir. And I explained how we won. 

M1: Still you have interest in cricket and keep track of it?

Me: No sir. I took the captainship just to prove my leadership. Now am not interested in

Cricket.

M2: Is there any current news in cricket?

Me: I think women’s world cup is being hosted in India.

M2: What’s the position of India now?

Me: They are out of super six now.

M2: You got certification from Microsoft?

Me: yes sir. During my graduation I got certified from Microsoft as Microsoft certified

professional. (Explained about what we do in that certification program)

M2: What is the latest version of windows?

Me: Windows 8.

M2: Who is the owner of Microsoft?

Me: Bill Gates.

M3: In your MBA you had HR as your specialization?

Me: Yes sir. But I don’t know much about it.

M3: Any way you had it?

Me: Yes sir. But my interest is finance.

M3: Its ok. Do you know Maslow’s theory? Tell whatever you remember?

Me: Sir, Maslow’s theory I read during my first semester. Only when the needs of an

employee are satisfied, he can perform in his job well.

M3: What needs?

Me: Sir, Basic needs. So a company should satisfy the basic needs of an employee.

M3: Good. you are correct.

M3: What do you know about SBI?

Me: It is one of the premier banks in India…. Then history…. Ownership is transferred to

govt. from RBI.

M3: How many associate banks are there?

Me: There were 8 associate banks. SB of Jaipur and SB of Bikaner are merged together.

SB of saurastra and SB of Indore merged with SBI. (I further explained about merger of

SB of Jaipur and Bikaner)

M3: Finally how many associates are there?

Me: five sir.

M3: Name them?

Me: SBBJ, SBP, SBM, SBH, SBT.

M3: Which bank you applied for?

Me: SBT.

M3: Where it is headquartered?

Me: In Poojapura, Kerela. In Trivandrum.

M3 passed on to L1.

M4: Where is your native? (She started to check about my native in biodata)

Me: Coimbatore mam.

M4 started asking questions in tamil.

M4: Do you have a bank account?

Me: Yes mam. (After a pause) In IOB.

M4: where do you have your account?

Me: In IOB mam.

M4: What can you do with the internet banking, of your account?

Me: I can check my balance. I can have statement of my account. Add payee. Transfer

funds. Will recharge my mom’s mobile. (Since I did it the previous day) Now wherever I

go for shopping, I shop with my debit card almost all are cash less transactions.

M4: What are the forms of fund transfers are there?

Me: I started cheque and DD. Then I managed to change to RTGS, NEFT. Apart from this a customer can visit a branch and transfer fund even without having an account.

M4: You said something about RTGS and NEFT. What is it?

Me: Explained about RTGS and NEFT.

M4: Is there any limit for it?

Me: For NEFT there is no limit. For RTGS 2 lakh and above.

M4: Is there any other form of fund transfer other than these?

Me: No mam.

L1: What about mobile banking? Is it not a method of fund transfer?

Me: Yes mam. Sorry I couldn’t remember it.

L1: You are an MBA then why don’t you search and join a job in a big corporate?

Me: I need a secured job mam. I have worked in a corporate and I can get a well paid job

if I go to Bangalore or Mumbai. But, the problem is I don’t have feeling of security.

L1 passed to M1.

M1: Tell about RBI. (In Tamil)

This is the most tough and humorous part of the interview. I don’t known how to

say in tamil which I read in English. I managed it with tanglish.

Me:

RBI vanthu sir “ It is the central bank sir”RBI sir “It is the banker’s bank sir”

It is the custodian of foreign exchange reserve sir.

RBI vanthu sir “ It is the banker to the govt. sir”

They started laughing about my tanglish. I too started laughing.

Whenever govt is shortage of funds, RBI issues bonds

on behalf of govt. (M1 ok.)

Finally I finished with how they formulate the monetary policy , control money supply and put inflation under control.

M1: you said about monetary policy. Is there any change in monetary policy recently?

Me: yes sir. I think last Tuesday they changed it. RBI has cut all the key rates by 25 Basis

points.

M1: What are those key rates?

Me: CRR, SLR. SLR they didn’t cut sir. Still it is 23%.

M1: Then CRR?

Me: They cut it by 25 BPS.

M1: Rate?

Me: From 4.25 to 4. It will take effect on Feb 9^th  sir.

M1: You missed the other two rates what are they?

Me: Repo rate 7.75 sir and reverse repo 6.75. In order to bring growth to the economy

and since RBI believes that it can keep inflation under control, it has cut the rate. RBI has projected inflation rate from 7.25 to 6.5 for this quarter.

M1: This data is given by CSIO (Central Statics Information Office). (He said as

information to me)

Me: I don’t know about it sir. I just read it from RBI’s monetary policy.

M1: You have said wildlife as your interest. How can you conserve wildlife?

Me: I started explaining how I got interested in wildlife. I said about elephants straying

into our locality... Main reason for it is encroachment in elephant corridors.

M1: Stop.. I asked about wildlife conservation, not this.

Me: Sir, to conserve wildlife afforestation is one of the solutions. Creating awareness

among the people is very important. Even in our area two elephants were electrocuted.

M2: You have said coin collection as your hobby. Coins of which country do you have?

Me: I have coins which are released post independence. And also I have some from

1800’s.

M2 & M3: Oh.. You  have only Indian coins. You have that “kal ana”?

Me: Yes, sir I have. I have quarter ana. All types of anas I have. 1,2 & 3 paise coins. I

have few Australian and Singapore dollars. (Almost like a conversation)

M2: How do they call their coins?

Me: In Australia they call it as cents and in Singapore I don’t know sir.

M1: Do you know a famous woman in India who is interested with wildlife

conservation?

Me: (I couldn’t remember her name. I guessed.) I think she is from BJP. ......

. I think she is Menaka Gandhi.

M1: Good....Correct.... Do you know any other thing about wildlife conservation?

Me: Sir I learn about wildlife. I don’t know much about wildlife conservation.

M1 passed to M2.

M1:  you have enough knowledge. But one thing about monetary policy is “ RBI has cut

the rates to spur growth and not as you said. Please look into it”. He nodded and told “Interview  is over”. I thanked them and came out.

Bank interview questions-part-5

If you don't attend any banking interview (INDIA) Skip this and go to BEHAVORAL INTERVIEW_PART_17

Year 2013

You can also go thru Part1,2,3,4 of bank interviews in FEB'13 posts

SBT: candidate1   M.C.A

Meaning of your name? 

 Approximate value of BSE index yesterday?  

Approximate value of gold as on date?

 What are Black holes?  (Related to physics)

what’s disaster management? (MCA related)

Final semester project in MCA?

How your  husband helped you  to prepare for this interview? 

3 rivers in kerala?

When I mentioned pamba river they asked about SABARIMALA temple...?

Name of japanese flower arrangement style?  (I had  mentioned flower making  as my hobby)

functions of RBI?

Types of accounts Banks?

What will be Your attitude towards customers in bank?

How YOU prepared for interview?

SBT: candidate 2 B.E

·  Details about my father's occupation and the bank he is working in?

·  Monetary policy?

·  SLR?

·  CRR?

·  Repo rate?

·  Bank rate?

·  How is inflation related to CRR?

·  Functions of RBI?

·  Name the associates banks of SBI? 

·  Head office of SBM?

·  What is the difference between windows 7 & 8?

·  What s a computer handshake?

·  what is a tablet?

·  What kind of books you read? And characters you liked in the books?

·  Award given to S.janaki madam?

·  Who s kurien(since the person was in newspaper that day morning)?

·  Who is chief justice of TN?

·  Why did u quit and what was your salary there?