Nathans English

Tuesday, 5 February 2013

BANK interview questions-part:4

If you are not attending bank(India) interviews, you

need not read this. SKIP and Go to part -17 of how to

face interview-behavioral interview, which is below.

Please read part 1,2 and 3.( All questions relate to 2012 interviews) before reading this part-4

State Bank of India
Candidate 1:

Tell us about your days at Ahmedabad?
By sitting at home how can you send money?
Difference between cheque and Demand draft?
Whether you have an account in a bank?
What do you know about Bio metric ATM?
Recent news about SBI?
What is A holding company?
As a HR tell us Why we should hire you?

Candidate 2: (M.Com)

What is a balance sheet?
What is Profit and loss account ?
Questions on bio data.
What type of music do you hear?
Questions on latest news?

Candidate 3:

You have done DME and why you come for a bank job?
How will your work experience be relevant to bank?
Tell us something about SBI that you know?
(Questions on Olympics and participation of ladies from India?)
Why don’t you try for private companies instead of coming to banks?
Define Banking and what are the other services provided by the banks?
Questions on Athletics and Shot put and in what way it would be useful to bank (As she is a sports person)?

Candidate 4: (BE)

Why are you coming into banking being a BE graduate?
Why did you quit from your previous company?
What are your 12^th marks?
What is a VIRUS?
Why did you choose biology group in your high school?
If you are asked to reach 5 lac target within a specific period what will be your actions?
What is meant by bossism?
You are late by one minute. What will you do?
But your manager marks absence. Will you go to Union? If not why?
What are the leadership qualities?

Candidate 5: (BE – Biomedical)

You are a BE graduate and why Banking?
If you are interested in banking why did’nt you do diploma in banking?
Tell us about biomedical Engineering and what is the scope of it?
Why don’t you join in some private company related to your field?
Will you prefer getting one lac salary job related to your field or this 13k clerical job?
How your analytical skills would be useful in banking?
If there are some customers quarrelling in your office what would you do?

Candidate 6: (M.Com)

How your strengths will be useful to bank?
How will you find out the misappropriation in accounts?
What is BRS?
What is cash misappropriation?
What is ILO and what are its functions?
Questions on father’s business.
What is a listing in BSE?
What is liquid ratio?
What is current ratio?
What is profit ratio?
What is profitability ratio?
What is NSDL?
What is SEBI?
Questions on the company working at present (Facilities, products, role)?
What is currency?
Questions on oratory skills( As it was mentioned in Bio data)?

Candidate 7:B.E ECE

What is the front news in today’s Hindu paper?
What is foreign exchange?
Tell about your native?
What is your husband doing?
If your husband is working in a software field why don’t you try software jobs?
What are the loan products of SBI?
Tell us about Mundanthurai reserve? (As this place was near to the native)

Candidate 8:B.Sc

What is banking?
Tell us about economy of India.
What are your hobbies?
What is your native famous for?
What is TEA?
Tell us about the dyeing units in your native place? Problems?

Indian Bank:
Candidate 1: (B.Com)

Tell us about you?
What is monetary policy?
What does your name mean?
Tell us about your family?
If you are posted in a village will you be ready to go? An dwho will take care of your children?
Do you read tamil news papers?
What is a balance sheet?
What is Profit and loss account?
What are assets and liabilities?

Candidate 2: (BCA)

Who is the first president of INDIA?
Who is Indira Gandhi?
What is population Of Tamilnadu?
Tell us something about your father’s business and what is the turnover and profit?
If you are posted in a village will you be ready to go?
Tell us something about history of our freedom movement?
At present who is the prime minister of India?
What is the difference between Miss and Mistress?

Candidate 3: (Msc)

Tell us about you?
You have completed Msc and why don’t you try for becoming lecturer?
Tell us about your previous work experience?
Tell us about your family life?
What is a balance sheet?
What is Profit and loss account?

Candidate 4: (BE, MBA)

Tell us about your native?
Tell us about your Educational background?
What was your role in previous company? Why are you choosing for this less salaried job?
What is a bank in general?
What are the other services provided by the bank?
Questions on native places.

Candidate 5:B.com

Tell us about your family
What is a balance sheet?
What is Profit and loss account?
What are assets and liabilities?
Why have you scored low marks in IBPS?

candidate-6 B.E

Why you have you chosen banking?
You used a word ‘career growth’, How will you measure it? What is the highest position in banking?
You are ECE and work in a factory....why not continue there?
What are the services generally provided by a bank’s branch?
Electronics has given technologies to bank. What are they?Explain?
With all this qualification and experience, how do you think you are fit for this clerical job ?
Say something about Indian political system?
What type of government is ours?What is democracy?
What is communism?
Tell me about the nature of work you do in your field?

IBPS and SBI interview questions-part 3

If you are not attending bank(india) interviews, you

need not

read this. Then, SKIP and Go to part -17 of how to

face interview-behavioral interview which is below.

Have you read previous part-1 and 2? This is part-Part-3

Indian Overseas bank continued:

Candidate 11: (B.Com)

What are debentures?
Last 3 days news?
Tell us about TN Chief Minister?
What is CAG?
Tell us about IOB(3 points)?
What is the meaning of your name and tell us a famous personality having you name? (If your name is Ashvarya- you may have to tell about her.)
What is IRDA?
What is SEBI? What is a Share? Why it is issued?
What is a Limited company?
Tell us about your work experience?

Candidate 12 (BE)

What are the functions of RBI?
Why did you do BE once you are interested to come into banking?
Tell us about your work experience?
Have you got any awards in your previous job?
Why did you resign?
Why did you choose banking when salary is less here?

Candidate 13 (MBA)

What is current ratio?
What are current assets?
What are current liabilities?
What is debt equity ratio?
If you are a team leader how will you share your success?
Who is your role model?
Tell me about Rajiv Gandhi?
Tell us about your attitude?
Why have you secured low marks in written exam?
What is your father (job) ?
What is your husband doing?
What do you mean by limited liability?
If you take home loan for 10 lacs and what is the margin?

Candidate 14 (Bsc)

What are the Exotic birds ( Since it was mentioned in hobbies)?
If you are posted in a village will you be ready to go?
Once You are posted and if your husband is located to some other location how will you manage?
What are the services done to the people by Rotaract?(As it was mentioned in Bio data)
Tell in brief about Blood donation unit(As it was mentioned in Bio data)

Candidate 15 (B.Com)

What is a balance sheet?
What are current assets?
What are current liabilities?
Chief Minister of nearby states?
Who is CM of Tamil Nadu?
Tell us about your previous work experience and what was your salary there?
What is your husband doing?
How many number of IOB branches are there?
How many number of IOB branches are there in Tamil Nadu?
What is current ratio?

Candidate 16: (B.com, Advanced diploma in banking)

Tell us something about NAM Conference?
Tell us the names of women CMs in India?
In terms of international banking what is Letter of credit?
What is NEFT?
What is Rural Banking?
What is the RRB that comes under IOB?
Who is a authorised Dealer?
What is Foreign exchange?

Candidate 17: (BE, 2 yrs exp as Lecturer)

Why didn’t you go for campus placements instead of becoming a lecturer?
What is GDP?
What is your opinion about the certainty of profits in IT companies?
Name some top IT companies?
Questions on UNIX Shell Programming? ( As it was mentioned in Bio data)
What are the function keys?
(Questions to test whether the person knows Hindi? )(As it was mentioned in Bio data)
Tell us something abut Mother Teresa? Is she a Bharat Ratna Awardee?
Who is Kattabomman?
Why you are shifting your career from Teaching to banking?
Latest news?
Recently what award has been given to IOB?
Who are the Khel Ratna Awardees?

Candidate 18: B.C.A

Questions on latest news?
What is SHG?
Tell something about your father’s business?
Already you have got selected in Canara Bank and why you have come here? (CONTD IN PART-4)

IBPS and SBI interview questions-Part-2

Please read part-1 for practice.

If you are not attending BANK(INDIA) interviews, you need not

read this. Then, SKIP and Go to part -17 of how to

face interview-behavioral interview which is below.

Passed IBPS? Attending interviews?Hi Future Bankers,

Best wishes to you all.

Are you feeling tense? Fear? ...Don't worry. Stop wasting time on worry and fear.

On the other hand start practicing.

Remember if we are afraid, we might not have learnt cycling or swimming or driving.Do you know that you fell several times when you started walking. But you stood up then and never left trying walking.

Sheer practice and devotion in what ever we do will bloom and give fruits.

Here are real questions asked in Coimbatore interviews and Chennai interviews of different banks.

"What can i do?" I can understand that this question.

Form your own groups. Practice in groups and answer relevant questions. Engineering graduates need not go into MBA subject related questions. B.com candidates avoid engineering project related questions. Sit and interview each other. Listen CAREFULLY. Form your own language and style when reacting to questions. Let it be simple, clear and correct.

What is CRR? Let us analyze three types of answers below.

"Cash reserve ratio, Sir"

"Cash reserve ratio of banks with RBI. It is 4%"

"Sir,this is like my emergency money which i always keep separately. It is for unexpected expenses. In the same manner Banks have to keep certain percent of their deposits in cash with RBI"

Which one is different and explains the concept and reveals the data? Which one makes the interviewers interested in you?
No doubt ....the third one is an interesting and attractive reply!

So think simple terms and differently; talk clearly. Make your tone confident.

Remember "Don't answer in one word or few words. Make sentences logically like a beautiful garland made of flowers."

When you go to interview, wear decent dress. Ask your well wishers whether your dress add value to appearance.

Say appropriately "Good morning" (up to 12.00 noon) or good-afternoon (up to 3.00PM) thereafter good evening"

Sit comfortably but with due respect. You will be given local anesthesia by your own brain. As a result within first few minutes you tend to forget your fear.Then, everything will go on well.

Come out saying "thanks" to all members.

Wish you all success!!

Would you like to know more about interviews? Then, enjoy the fun and understand interviews

Google nathansenglish.blogspot.in

There are 17 chapters. They are simple stories and educative . If you feel happy, share this blog with your friends.

You can call me for any particular question and answering pattern cell: 94 89 88 44 00. Also visit www.nathanenglish.com

All questions are related to year 2012.

Corporation Bank
Candidate 1: Msc)

Tell us about you?
What is NPA?
What is CRR?
What is SLR?
What is the difference between Federal bank and corporation bank?
What are the services you can provide to a customer apart from the office works?

Indian Overseas Bank:B.Sc

Tell us about you?
Define corruption?
What is your educational background?

Candidate 1:(B.Tech)

What are the higher posts in a bank?
If you are posted in a village will you go?
If you are posted anywhere in India will u go?
Assume that If your husband is a lecturer how will you manage your family?
You got selected in a company and why you did not go?
What is your favourite film? And why do you like it?
Why don’t you have habit of reading newspaper?
What is your opinion about Social networking?(FB and Twitter) Whether it is a boon or a bane?
Do u have reading habits? If ans is yes then the next question is ‘Why do you like reading that specific author’s book?
What are the duties of a clerk?
What does the term overseas imply in IOB?
If you are interested in choosing banking why did you study B.E?
Tell us about your district?
Recent news about IOB team’s win in sports?
Why to use tally?
What is ERP?

Candidate 2: (MBA)

Why have you applied for clerical job?
Why did you go for Data entry job in the past?
What is marketing?
About your Final year Project?
What is TRAI?
Describe your job role in Telecom Industry?
What is the recent news about IOB?
Do you have the habit of reading newspapers daily?
Being married If you are posted in a village will you be ready to go?
Why such a long gap and now why have you applied for job?
As a HR tell us Why we should hire you?
Incase if you are posted in Rural are how will you handle the illiterate people?
What is e-banking?
What is the latest technology in Mobile Banking?
What do you know about IOB and what is our Motto?
How do you know Hindi?

Candidate 3: (BscAgri Graduate)

Why did you choose coming to IOB?
Tell us something about your training(village stay) and field work?
What is the scientific name for Rice?
What is NABARD?
What is trademark and its types?
Tell us about your final year project?
As an Agri graduate where will your profile fit? Whether in NABARD or IOB?
Tell us something about IOB mutual funds?

Candidate 4 : (Bsc)

Why did you waste 5 years of time after completing your studies? Explain?
How can you contribute to banking?
Difference between Public and private sector banks?
If you are posted in rural areas how will you manage?

Candidate 5: (BBA)

What is Partnership?
What does the term ‘Limited’ mean?
What is leadership and what qualities do a leader should have?
Who is Nehru?
What are debentures?
What are your strength and weakness?
Tell us something about your extra curricular activities?
What did you do in the period of gap?
Questions on latest news?

Candidate 6: (M.com)

What are tangible Assets?
What are fictious Assets?
What is contingent liability?
What is GDP? Present rate?
Why Indian Rupee value is getting depreciated against dollar?
Why didn’t you go for job during this long gap?
What is the use of previous work experience to the bank?
What are your strength and weakness?

Candidate 7: (BCA)

Why there is a gap after you completed your studies?
Questions on Father’s business
Questions on Thirukkural
Being a BCA graduate how do you think you would fit into this job?

Candidate 8: (B.Com, MBA)

Define NPA
Tell us about your work experience at HDFC?
How can you recover the loss due to NPA?
Being married If you are posted in a village will you be ready to go?
What is your husband (job)?
What is EMI?
Tell us the names of some Women CM?
What is Office Automation?

Candidate 9: (M.com)

What is a Limited Company?
What is GDP?
What is a balance sheet? What are assets and liabilities?

What are profit and loss sheet?
What are your strength and weakness?

Tell something about family back ground?
What is your husband doing?

Candidate 10: (Msc Biotech)

Recent news about IOB?
What are the qualities of a banker?
Questions on father’s occupation?
What are all the places have you visited?
Will you be ready to go if you are posted in village?
Where is your account? Which bank and branch?
What are the duties of a clerk?
What are the nine wonders of the world? Further read in Part-3,4

IBPS AND SBI interview questions-part-1

If you are not attending BANK(INDIA) interviews,

you need not

read this. Then, SKIP and Go to part -17 of how to

face interview-behavioral interview which is below.

Hi Future Bankers,

Best wishes to you all.

Passed IBPS? Attending interviews?

Are you feeling tense? Fear? ...Don't worry. Stop wasting time on worry and fear.

On the other hand start practicing.

Sheer practice and devotion in what ever we do will bloom and give fruits.

Here are real questions asked in Coimbatore and Chennai interviews of different banks.

"What can i do?" I can understand that this question. GO THRU THE QUESTIONS. THEN, ANALYSE AND CHOOSE QUESTIONS RELATED TO YOU PERSONALLY AND SUBJECTWISE.

Form your own groups. Practice in groups and answer relevant questions. Engineering graduates need not go into MBA subject related questions. B.com candidates avoid CONFUSING WITH engineering related questions. Sit and interview each other. Listen THE REPLIES FROM OTHERS carefully. Form your own language and style when reacting to questions. Let it be simple, clear and correct.

What is CRR? Let us analyze three types of answers below.

"Cash reserve ratio, Sir"

"Cash reserve ratio of banks with RBI. It is 4%"

"Sir,this is like my emergency money which i always keep separately. It is for unexpected expenses. In the same manner Banks have to keep certain percent of their deposits in cash with RBI"

Which one is different and explains the concept and reveals the data? Which one makes the interviewers interested in you?
No doubt ....the third one is an interesting and attractive reply!

So think in simple terms and differently; talk clearly. Make your tone confident.

Remember "Don't answer in one word or few words. Make sentences logically like a beautiful garland made of flowers."

When you go to interview, wear decent dress. Ask your well wishers whether your dress add value to appearance.

Say appropriately "Good morning" (up to 12.00 noon) or good-afternoon (up to 3.00PM) or good evening"

Sit comfortably but with due respect. You will be given local anesthesia by your own brain. As a result within first few minutes you tend to forget your fear.Then, everything will go on well.

Come out saying "thanks" to all members.

Wish you all success!!

(Visit nathansenglish.blogspot.in On interview there are 17 chapters. Enjoy the fun and understand interviews.If you feel happy, share this blog with your friends.
You can call me for any particular question and answering pattern
cell: 94 89 88 44 00. Also visit www.nathanenglish.com

All questions are related to year 2012.

Union Bank Of India Candidate 1: (B.Com)

What is the savings interest in Japan?
What is BPL?
What is RTGS?
What is NEFT?
Tell us about Union Bank?
What is Minimum savings bank interest and who fixes it?
What is the validity period of a cheque?
What is Repo rate?
What is inflation?
What is meant by Double entry?

Candidate 2: B.Sc

Why have you scored low marks in Maths?
Define banking?
Who issues guidelines for providing loans and what is the loan amount percentage for priority sector advances?
What does the term weaker section mean?
Define BPL?(explain in terms of numerical values-refer to planning commission website)
What are the loan products of Union bank of India?

Tamilnadu Mercandile Bank
Candidate 3 B.E

What is banking?
What are the other services provided by the bank?
What is an ATM card?
What is credit card?
What is debit card?
Tell us the details of your Final year Project?
Tell us about your previous work experience?
What is hypothecation?
What is the difference between cheque and Demand draft?

Bank Of Baroda
Candidate 1: +2 What is the role of a clerk in bank?

If you are in a counter what kind of job you will be expected to do?
If a customer approaching you is in a bad temper then what would you do?
What will you do incase if are posted away from home?

Candidate 2: Studying in B.COM

If 15 tasks are given at a time what will you do?
Tell us about you?
In which bank you have account?
Have you been to bank?
What are the designations of the people working there?
What is KYC?
Tell us about your family?
What are the golden rules of accounting?

(B.E candidate)

What is ATM Card?
What is BOB?
What is PIN?
About your family Background?
Why did you choose Banking after completing BE?
If you are posted in a village will you go?

(Msc Candidate)

What are the leadership qualities?
What is marketing?
What is plastic money?
What is CIBIL?
What is Job satisfaction?
How technology is improved in banking?
Why did you choose banking after Msc?

View part-2,3...4.