BANK INTERVIEW QUESTIONS-PART.7

ENGLISH-VINGLISH interview:

If you are not attending bank(India) interviews, you 

need not read this.  SKIP THIS PAGE and Go to part -17 of how to 

face interview-behavioral interview, which is below.

Please read part 1,2 ,3,4,5 &6.( All questions relate to 2012 interviews) before reading this part-7

The interview is reported as presented by the candidate except the change in name:VIN.This may help you have a boost of confidence , even if you do not know English.We also salute this candidate's efforts.Read this to understand why we should appreciate him.

I am entered in Interview hall there three men’s and one lady sit like….

 

                                    I am sit here

VIN    : Good evening Sir’s and good evening madam !

SBI-1   : Your father agriculture labor ah! (To view my Bio data)          

VIN    : Yes! Sir

SBI      : Tell Me about your family

VIN     : My father is ......... agri labour among coconut buz  and My mother is  house wife ,also my brother name Mohan he studying           

VIN     : Sir , I like to convey one information to all sir , I am from tamil mediam and I am not fluent in English ,

SBI-     : If u want ! To speak tamil No problem !

VIN     : No ! Sir I like answer every in English ! Because this is my first interview ,this is an opportunity for me to broken my weakness !

SBI      : who’s your favorite cricketer? ( while my hobby is Cricket )

ME     : Tendulkar

SBI      : What is his serial number (T-Shirt Back side Number )

ME   : Hmmm! Sir I can’t remember this time Sorry ! (With smile )

SBI      : it’s ok , who’s got a badma bushan award in resent cricket

me     : I think Raghul Dravid !

SBI      : Only one  ?

me     : Susilkumar !

SBI      : Tell me one lady name for got it in sports

me     : (Silence ) Smile !

SBI      : Ok tell me about Olymbic 2012

me     : Its conduct on Londan ! India got 6 medals ! Susilkumar is a flag bearer !

SBI      : Any lady got it

Ram     : Ya sure sir ! Merry com and Shaina Negval  , ( I rembered Merry Com Got Padma bhusan awrd ) So tell it

me     : Sir u understand my English !

SBI      :Ya ! Tell me about banking !

me     : Banks to take the money from public for deposit and lending to public.

  SBI  :   Tell me about RBI?
Me:       RBI regulates and controls all banks ! RBI issues money , RBI Control                            Inflation through Credit   policy like CRR,SLR, Repo rate ,

 SBI: Types of bank?

  ME:  two types one is Commercial Bank another one is Development bank

Commercial banks are two types one is schedule and non schedule

Development banks like nonprofit  oriented like Nabard , EXIM bank

SBI      : About Nabard

me     : Purpose of nabard   is to develop of Agri poor people’s and rural development

me     : Can I tell one example sir ! ( SBI : ok) If former wants a tractor he go commercial bank and Nabard recommend with subsidiary 

me     : Sir! Its right sir

SBI      : You got some idea!

SBI      : What is EXIM BANK?

me     : I think this bank give loan for import and export

SBI -2  (2^nd person ) : What is financial inclusion?

me     : Banks move to poor people who are not have bank a/c ,bank  to give no frill account

            Purpose of poor people development and gov! Scheme through Bank A/C

SBI      : Wat is direct transfer

me     : Sir ! (Silence ) I know only cheque ,RTGS ,NEFT transfer only

SBI      : Tell me about these things !

me    : Cheque is a instrument A/C  holder  to order to pay the payee

SBI      :  Wat is new in cheque ?

me    : Sir ! Digital Signed ! like Cheque Trankesation system

SBI      : Ok who is the president of india !

me     : Pranab Mukarji sir

SBI      : In previous he is wat

 me      : Finance Minister

SBI      : In two days before FM about something in TN ?

me       : I can’t sir because I am not read in news paper for two days in our villiage not avail newspaper

SBI      : Rebublic day Chef gust !

me     : Budan King Name : (Mispelt am Say some thing like =  Chang ,Swang )

SBI      : With smile ! How do prepare your exam

me     : Through Online like Allbanking solution and Joshjargon , Joballret.com

            Monthly Megacine like Banking cronical

SBI – 3 ( Lady ) : You must speak in tamil only for this question

me   : Sollunga medam !

SBI      : what are the qualities of leader ship !

me     : Desipline , Time mgt , Team Co ordination ,

me     : is it currect madam with smile

SBI      : OK

SBI      : Ninga en intha work vanthinga ?

me     : MAm ! Nan college mudunjathum entha field la work polamnu yosichen !

            Then I choose Banking en Na ! Nan padichathu BBM ….enaku Konjam Mgt skill and Planning and Marketting and oru paper banking pathi padichiruken !

            Athum illama intha field la Job secured , Enough salary ! Appuram enga village le Bank job na GETH nu sonnan

SBI      : All smile and intract with them selve’s

SBI-1  : Mr.Vin.... I  really appreciate you ! becoz your effort to English

And they guide me how to improve fluency and so they recommend to coaching class for English

SBI lady : Ok ivaruku finish pannirulama ?

SBI -1  : Hmmm !

me     : Shell I go sir!

Story Over  ! ……………………………

 friends, I got through interview! And watchman also encarage me ( Vaanga thambi ungaluku kandipa job kidaikum )

I am Happy ……

Suppose written test la mark kammi analum ! if I loss this job , I don’t feel !.............

BANK INTERVIEW QUESTIONS -PART-6

If you don't attend any banking interview (INDIA) Skip this and go to BEHAVORAL INTERVIEW_PART_17
If you continue reading ,go thru 1,2,3,4,&5

SBT: candidate 3 B.C.A (MBA)

Hi friends,

About my interview experience.

My interview panel consisted of 4 members. 3 Gentlemen and 1 Lady.

I asked permission to enter the hall. Wished everyone in the hall & got seated.

First M2 started with my biodata form.

M2: You are BCA?

Me: Yes sir. ........ then I completed my MBA, sir, in Anna university of

Technology, Coimbatore.

M2: What is your specialization in MBA?         

Me: Finance.

M2: Only finance? You didn’t have any other?

Me: HR too.

M3: What is your percentage in MBA?

Me: 7.53 CGPA

M2: You won prize in shot put? (shotttttt puttttttt)

Me: Yes sir. In district level I won prizes in shot put and discuss throw.

M2: you have won trophy in cricket?

Me: Yes sir. And I explained how we won. 

M1: Still you have interest in cricket and keep track of it?

Me: No sir. I took the captainship just to prove my leadership. Now am not interested in

Cricket.

M2: Is there any current news in cricket?

Me: I think women’s world cup is being hosted in India.

M2: What’s the position of India now?

Me: They are out of super six now.

M2: You got certification from Microsoft?

Me: yes sir. During my graduation I got certified from Microsoft as Microsoft certified

professional. (Explained about what we do in that certification program)

M2: What is the latest version of windows?

Me: Windows 8.

M2: Who is the owner of Microsoft?

Me: Bill Gates.

M3: In your MBA you had HR as your specialization?

Me: Yes sir. But I don’t know much about it.

M3: Any way you had it?

Me: Yes sir. But my interest is finance.

M3: Its ok. Do you know Maslow’s theory? Tell whatever you remember?

Me: Sir, Maslow’s theory I read during my first semester. Only when the needs of an

employee are satisfied, he can perform in his job well.

M3: What needs?

Me: Sir, Basic needs. So a company should satisfy the basic needs of an employee.

M3: Good. you are correct.

M3: What do you know about SBI?

Me: It is one of the premier banks in India…. Then history…. Ownership is transferred to

govt. from RBI.

M3: How many associate banks are there?

Me: There were 8 associate banks. SB of Jaipur and SB of Bikaner are merged together.

SB of saurastra and SB of Indore merged with SBI. (I further explained about merger of

SB of Jaipur and Bikaner)

M3: Finally how many associates are there?

Me: five sir.

M3: Name them?

Me: SBBJ, SBP, SBM, SBH, SBT.

M3: Which bank you applied for?

Me: SBT.

M3: Where it is headquartered?

Me: In Poojapura, Kerela. In Trivandrum.

M3 passed on to L1.

M4: Where is your native? (She started to check about my native in biodata)

Me: Coimbatore mam.

M4 started asking questions in tamil.

M4: Do you have a bank account?

Me: Yes mam. (After a pause) In IOB.

M4: where do you have your account?

Me: In IOB mam.

M4: What can you do with the internet banking, of your account?

Me: I can check my balance. I can have statement of my account. Add payee. Transfer

funds. Will recharge my mom’s mobile. (Since I did it the previous day) Now wherever I

go for shopping, I shop with my debit card almost all are cash less transactions.

M4: What are the forms of fund transfers are there?

Me: I started cheque and DD. Then I managed to change to RTGS, NEFT. Apart from this a customer can visit a branch and transfer fund even without having an account.

M4: You said something about RTGS and NEFT. What is it?

Me: Explained about RTGS and NEFT.

M4: Is there any limit for it?

Me: For NEFT there is no limit. For RTGS 2 lakh and above.

M4: Is there any other form of fund transfer other than these?

Me: No mam.

L1: What about mobile banking? Is it not a method of fund transfer?

Me: Yes mam. Sorry I couldn’t remember it.

L1: You are an MBA then why don’t you search and join a job in a big corporate?

Me: I need a secured job mam. I have worked in a corporate and I can get a well paid job

if I go to Bangalore or Mumbai. But, the problem is I don’t have feeling of security.

L1 passed to M1.

M1: Tell about RBI. (In Tamil)

This is the most tough and humorous part of the interview. I don’t known how to

say in tamil which I read in English. I managed it with tanglish.

Me:

RBI vanthu sir “ It is the central bank sir”RBI sir “It is the banker’s bank sir”

It is the custodian of foreign exchange reserve sir.

RBI vanthu sir “ It is the banker to the govt. sir”

They started laughing about my tanglish. I too started laughing.

Whenever govt is shortage of funds, RBI issues bonds

on behalf of govt. (M1 ok.)

Finally I finished with how they formulate the monetary policy , control money supply and put inflation under control.

M1: you said about monetary policy. Is there any change in monetary policy recently?

Me: yes sir. I think last Tuesday they changed it. RBI has cut all the key rates by 25 Basis

points.

M1: What are those key rates?

Me: CRR, SLR. SLR they didn’t cut sir. Still it is 23%.

M1: Then CRR?

Me: They cut it by 25 BPS.

M1: Rate?

Me: From 4.25 to 4. It will take effect on Feb 9^th  sir.

M1: You missed the other two rates what are they?

Me: Repo rate 7.75 sir and reverse repo 6.75. In order to bring growth to the economy

and since RBI believes that it can keep inflation under control, it has cut the rate. RBI has projected inflation rate from 7.25 to 6.5 for this quarter.

M1: This data is given by CSIO (Central Statics Information Office). (He said as

information to me)

Me: I don’t know about it sir. I just read it from RBI’s monetary policy.

M1: You have said wildlife as your interest. How can you conserve wildlife?

Me: I started explaining how I got interested in wildlife. I said about elephants straying

into our locality... Main reason for it is encroachment in elephant corridors.

M1: Stop.. I asked about wildlife conservation, not this.

Me: Sir, to conserve wildlife afforestation is one of the solutions. Creating awareness

among the people is very important. Even in our area two elephants were electrocuted.

M2: You have said coin collection as your hobby. Coins of which country do you have?

Me: I have coins which are released post independence. And also I have some from

1800’s.

M2 & M3: Oh.. You  have only Indian coins. You have that “kal ana”?

Me: Yes, sir I have. I have quarter ana. All types of anas I have. 1,2 & 3 paise coins. I

have few Australian and Singapore dollars. (Almost like a conversation)

M2: How do they call their coins?

Me: In Australia they call it as cents and in Singapore I don’t know sir.

M1: Do you know a famous woman in India who is interested with wildlife

conservation?

Me: (I couldn’t remember her name. I guessed.) I think she is from BJP. ......

. I think she is Menaka Gandhi.

M1: Good....Correct.... Do you know any other thing about wildlife conservation?

Me: Sir I learn about wildlife. I don’t know much about wildlife conservation.

M1 passed to M2.

M1:  you have enough knowledge. But one thing about monetary policy is “ RBI has cut

the rates to spur growth and not as you said. Please look into it”. He nodded and told “Interview  is over”. I thanked them and came out.

Bank interview questions-part-5

If you don't attend any banking interview (INDIA) Skip this and go to BEHAVORAL INTERVIEW_PART_17

Year 2013

You can also go thru Part1,2,3,4 of bank interviews in FEB'13 posts

SBT: candidate1   M.C.A

Meaning of your name? 

 Approximate value of BSE index yesterday?  

Approximate value of gold as on date?

 What are Black holes?  (Related to physics)

what’s disaster management? (MCA related)

Final semester project in MCA?

How your  husband helped you  to prepare for this interview? 

3 rivers in kerala?

When I mentioned pamba river they asked about SABARIMALA temple...?

Name of japanese flower arrangement style?  (I had  mentioned flower making  as my hobby)

functions of RBI?

Types of accounts Banks?

What will be Your attitude towards customers in bank?

How YOU prepared for interview?

SBT: candidate 2 B.E

·  Details about my father's occupation and the bank he is working in?

·  Monetary policy?

·  SLR?

·  CRR?

·  Repo rate?

·  Bank rate?

·  How is inflation related to CRR?

·  Functions of RBI?

·  Name the associates banks of SBI? 

·  Head office of SBM?

·  What is the difference between windows 7 & 8?

·  What s a computer handshake?

·  what is a tablet?

·  What kind of books you read? And characters you liked in the books?

·  Award given to S.janaki madam?

·  Who s kurien(since the person was in newspaper that day morning)?

·  Who is chief justice of TN?

·  Why did u quit and what was your salary there?

BANK interview questions-part:4

If you are not attending bank(India) interviews, you 

need not read this.  SKIP and Go to part -17 of how to 

face interview-behavioral interview, which is below.

Please read part 1,2 and 3.( All questions relate to 2012 interviews) before reading this part-4

State Bank of India
Candidate 1:

• Tell us about your days at Ahmedabad?
• By sitting at home how can you send money?
• Difference between cheque and Demand draft?
• Whether you have an account in a bank?
• What do you know about Bio metric ATM?
• Recent news about SBI?
• What is A holding company?
• As a HR tell us Why we should hire you?

Candidate 2: (M.Com)

• What is a balance sheet?
• What is Profit and loss account ?
• Questions on bio data.
• What type of music do you hear?
• Questions on latest news?

Candidate 3:

• You have done DME and why you come for a bank job?
• How will your work experience be relevant to bank?
• Tell us something about SBI that you know?
• (Questions on Olympics and participation of ladies from India?)
• Why don’t you try for private companies instead of coming to banks?
• Define Banking and what are the other services provided by the banks?
• Questions on Athletics and Shot put and in what way it would be useful to bank (As she is a sports person)?

Candidate 4: (BE)

• Why are you coming into banking being a BE graduate?
• Why did you quit from your previous company?
• What are your 12^th marks?
• What is a VIRUS?
• Why did you choose biology group in your high school?
• If you are asked to reach 5 lac target within a specific period what will be your actions?
• What is meant by bossism?
• You are late by one minute. What will you do?
• But your manager marks absence. Will you go to Union? If not why?
• What are the leadership qualities?

Candidate 5: (BE – Biomedical)

• You are a BE graduate and why Banking?
• If you are interested in banking why did’nt you do diploma in banking?
• Tell us about biomedical Engineering and what is the scope of it?
• Why don’t you join in some private company related to your field?
• Will you prefer getting one lac salary job related to your field or this 13k clerical job?
• How your analytical skills would be useful in banking?
• If there are some customers quarrelling in your office what would you do?

Candidate 6: (M.Com)

• How your strengths will be useful to bank?
• How will you find out the misappropriation in accounts?
• What is BRS?
• What is cash misappropriation?
• What is ILO and what are its functions?
• Questions on father’s business.
• What is a listing in BSE?
• What is liquid ratio?
• What is current ratio?
• What is profit ratio?
• What is profitability ratio?
• What is NSDL?
• What is SEBI?
• Questions on the company working at present (Facilities, products, role)?
• What is currency?
• Questions on oratory skills( As it was mentioned in Bio data)?

Candidate 7:B.E ECE

• What is the front news in today’s  Hindu paper?
• What is foreign exchange?
• Tell about your native?
• What is your husband doing?
• If your husband is working in a software field why don’t you try software jobs?
• What are the loan products of SBI?
• Tell us about Mundanthurai reserve? (As this place was near to the native)

Candidate 8:B.Sc

• What is banking?
• Tell us about economy of India.
• What are your hobbies?
• What is your native famous for?
• What is TEA?
• Tell us about the dyeing units in your native place? Problems?

Indian Bank:
Candidate 1: (B.Com)

• Tell us about you?
• What is  monetary policy?
• What does your name mean?
• Tell us about your family?
• If you are posted in a village will you be ready to go? An dwho will take care of your children?
• Do you read tamil news papers?
• What is a balance sheet?
• What is Profit and loss account?
• What are assets and liabilities?

Candidate 2: (BCA)

• Who is the first president of INDIA?
• Who is Indira Gandhi?
• What is population Of Tamilnadu?
• Tell us something about your father’s business and what is the turnover and profit?
• If you are posted in a village will you be ready to go?
• Tell us something about history of our freedom movement?
• At present who is the prime minister of India?
• What is the difference between Miss and Mistress?

Candidate 3: (Msc)

• Tell us about you?
• You have completed Msc and why don’t you try for becoming lecturer?
• Tell us about your previous work experience?
• Tell us about your family life?
• What is a balance sheet?
• What is Profit and loss account?

Candidate 4: (BE, MBA)

• Tell us about your native?
• Tell us about your Educational background?
• What was your role in previous company? Why are you choosing for this less salaried job?
• What is a bank in general?
• What are the other services provided by the bank?
• Questions on native places.

Candidate 5:B.com

• Tell us about your family
• What is a balance sheet?
• What is Profit and loss account?
• What are assets and liabilities?
• Why have you scored low marks in IBPS?

candidate-6 B.E

• Why you have you chosen banking?
• You used a word ‘career growth’, How will you measure it?  What is the highest position in banking?
• You are ECE and work in a factory....why not continue there?
• What are the services generally provided by a bank’s branch?
• Electronics has given technologies to bank. What are they?Explain?
• With all this qualification and experience, how do you think you are fit for this clerical job ?
• Say something about Indian political system?
• What type of government is ours?What is democracy?
• What is communism?
• Tell me about the nature of work you do in your field?

IBPS and SBI interview questions-part 3

If you are not attending bank(india) interviews, you

 need not 

read this. Then, SKIP and Go to part -17 of how to 

face interview-behavioral interview which is below.

Have you read previous part-1 and 2? This is part-Part-3

Indian Overseas bank continued:

Candidate 11: (B.Com)

• What are debentures?
• Last 3 days news?
• Tell us about TN Chief Minister?
• What is CAG?
• Tell us about IOB(3 points)?
• What is the meaning of your name and tell us a famous personality having you name? (If your name is Ashvarya- you may have to tell about her.)
• What is IRDA?
• What is SEBI? What is a Share? Why it is issued?
• What is a Limited company?
• Tell us about your work experience?

Candidate 12 (BE)

• What are the functions of RBI?
• Why did you do BE once you are interested to come into banking?
• Tell us about your work experience?
• Have you got any awards in your previous job?
• Why did you resign?
• Why did you choose banking when salary is less here?

Candidate 13 (MBA)

• What is current ratio?
• What are current assets?
• What are current liabilities?
• What is debt equity ratio?
• If you are a team leader how will you share your success?
• Who is your role model?
• Tell me about Rajiv Gandhi?
• Tell us about your attitude?
• Why have you secured low marks in written exam?
• What is your father (job) ?
• What is your husband doing?
• What do you mean by limited liability?
• If you take home loan for 10 lacs and what is the margin?

Candidate 14 (Bsc)

• What are the Exotic birds ( Since it was mentioned in hobbies)?
• If you are posted in a village will you be ready to go?
• Once You are posted and if your husband is located to some other location how will you manage?
• What are the services done to the people by Rotaract?(As it was mentioned in Bio data)
• Tell in brief about Blood donation unit(As it was mentioned in Bio data)

Candidate 15 (B.Com)

• What is a balance sheet?
• What are current assets?
• What are current liabilities?
• Chief Minister of nearby states?
• Who is CM of Tamil Nadu?
• Tell us about your previous work experience and what was your salary there?
• What is your husband doing?
• How many number of IOB branches are there?
• How many number of IOB branches are there in Tamil Nadu?
• What is current ratio?

Candidate 16: (B.com, Advanced diploma in banking)

• Tell us something about NAM Conference?
• Tell us the names of women CMs in India?
• In terms of international banking what is Letter of credit?
• What is NEFT?
• What is Rural Banking?
• What is the RRB that comes under IOB?
• Who is a authorised  Dealer?
• What is Foreign exchange?

Candidate 17: (BE, 2 yrs exp as Lecturer)

• Why didn’t you go for campus placements instead of becoming a lecturer?
• What is GDP?
• What is your opinion about the certainty of profits in IT companies?
• Name some top IT companies?
• Questions on UNIX Shell Programming? ( As  it was mentioned in Bio data)
• What are the function keys?
• (Questions to test whether the person knows Hindi? )(As  it was mentioned in Bio data)
• Tell us something abut Mother Teresa? Is she a Bharat Ratna Awardee?
• Who is Kattabomman?
• Why you are shifting your career from Teaching to banking?
• Latest news?
• Recently what award has been given to IOB?
• Who are the Khel Ratna Awardees?

Candidate 18: B.C.A

• Questions on latest news?
• What is SHG?
• Tell something about your father’s business?
• Already you have got selected in Canara Bank and why you have come here? (CONTD IN PART-4)