IBPS and SBI interview questions-Part-2

Please read part-1 for practice.

If you are not attending BANK(INDIA) interviews, you need not 

read this. Then, SKIP and Go to part -17 of how to 

face interview-behavioral interview which is below.

Passed IBPS? Attending interviews?Hi Future Bankers,

Best wishes to you all. 

Are you feeling tense? Fear? ...Don't worry. Stop wasting time on worry and fear.

On the other hand start practicing. 

Remember if we are afraid, we might not have learnt cycling or swimming or driving.Do you know that you fell several times when you started walking. But  you stood up then and never left trying walking.

Sheer practice and devotion in what ever we do will bloom and give fruits.

Here are real questions asked in Coimbatore interviews and Chennai interviews of different banks.

"What can i do?" I can understand that this question.

Form your own groups. Practice in groups and answer relevant questions. Engineering graduates need not go into MBA subject related questions. B.com candidates avoid engineering project related  questions. Sit and interview each other. Listen CAREFULLY. Form your own language and style when reacting to questions. Let it be simple, clear and correct.

What is CRR? Let us analyze three types of answers below.

"Cash reserve ratio, Sir"

"Cash reserve ratio of banks with RBI. It is 4%"

"Sir,this is like my emergency money which i always keep separately. It is for unexpected expenses. In the same manner Banks have to keep certain percent of their deposits in cash with RBI"

Which one is different and explains the concept and reveals the data? Which one makes the interviewers interested in you?
No doubt ....the third one is an interesting and attractive reply!

So think simple terms and differently; talk clearly. Make  your tone confident.

Remember "Don't answer in one word or few words. Make sentences logically like a beautiful garland made of flowers."  

When you go to interview, wear decent dress. Ask your well wishers whether your dress add value to appearance.

Say appropriately "Good morning" (up to 12.00 noon) or good-afternoon (up to 3.00PM) thereafter good evening"

Sit comfortably but with due respect. You will be given local anesthesia by your own  brain. As a result  within first few minutes you tend to forget your fear.Then, everything will go on well.

Come out saying "thanks" to all members.

Wish you all success!!

Would you like to know more about interviews? Then, enjoy the fun and understand interviews

Google  nathansenglish.blogspot.in  

There are 17 chapters. They are simple stories and educative . If you feel happy, share this blog with your friends.

You can call me for any particular question and answering pattern cell: 94 89 88 44 00.    Also visit www.nathanenglish.com

All questions are related to year 2012.

Corporation Bank
Candidate 1: Msc)

• Tell us about you?
• What is NPA?
• What is CRR?
• What is SLR?
• What is the difference between Federal bank and corporation bank?
• What are the services you can provide to a customer apart from the office works?

Indian Overseas Bank:B.Sc

• Tell us about you?
• Define corruption?
• What is your educational background?

Candidate 1:(B.Tech)

• What are the higher posts in a bank?
• If you are posted in a village will you go?
• If you are posted anywhere in India will u go?
• Assume that If your husband is a lecturer how will you manage your family?
• You got selected in a company and why you did not go?
• What is your favourite film? And why do you like it?
• Why don’t you have habit of reading newspaper?
• What is your opinion about Social networking?(FB and Twitter) Whether it is a boon or a bane?
• Do u have reading habits? If ans is yes then the next question is ‘Why do you  like reading that specific author’s book?
• What are the duties of a clerk?
• What does the term overseas imply in IOB?
• If you are interested in choosing banking why did you study B.E?
• Tell us about your district?
• Recent news about IOB team’s win in sports?
• Why to use tally?
• What is ERP?

Candidate 2: (MBA)

• Why have you applied for clerical job?
• Why did you go for Data entry job in the past?
• What is marketing?
• About your Final year Project?
• What is TRAI?
• Describe your job role in Telecom Industry?
• What is the recent news about IOB?
• Do you have the habit of reading newspapers daily?
• Being married If you are posted in a village will you be ready to go?
• Why such a long gap and now why have you applied for job?
• As a HR tell us Why we should hire you?
• Incase if you are posted in Rural are how will you handle the illiterate people?
• What is e-banking?
• What is the latest technology in Mobile Banking?
• What do you know about IOB and what is our Motto?
• How do you know Hindi?

Candidate 3: (BscAgri Graduate)

• Why did you choose coming to IOB?
• Tell us something about your training(village stay) and field work?
• What is the scientific name for Rice?
• What is NABARD?
• What is trademark and its types?
• Tell us about your final year project?
• As an Agri graduate where will your profile fit? Whether in NABARD or IOB?
• Tell us something about IOB mutual funds?

Candidate 4 : (Bsc)

• Why did you waste 5 years of time after completing your studies? Explain?
• How can you contribute to banking?
• Difference between Public and private sector banks?
• If you are posted in rural areas how will you manage?

Candidate 5: (BBA)

• What is Partnership?
• What does the term ‘Limited’ mean?
• What is leadership and what qualities do a leader should have?
• Who is Nehru?
• What are debentures?
• What are your strength and weakness?
• Tell us something about your extra curricular activities?
• What did you do in the period of gap?
• Questions on latest news?

Candidate 6:  (M.com)

• What are tangible Assets?
• What are fictious Assets?
• What is contingent liability?
• What is GDP? Present rate?
• Why Indian Rupee value is getting depreciated against dollar?
• Why didn’t you go for job during this long gap?
• What is the use of previous work experience to the bank?
• What are your strength and weakness?

Candidate 7:  (BCA)

• Why there is a gap after you completed your studies?
• Questions on Father’s business
• Questions on Thirukkural
• Being a BCA graduate how do you think you would fit into this job?

Candidate 8: (B.Com, MBA)

• Define NPA
• Tell us about your work experience at HDFC?
• How can you recover the loss due to NPA?
• Being married If you are posted in a village will you be ready to go?
• What is your husband (job)?
• What is EMI?
• Tell us the names of some Women CM?
• What is Office Automation?

Candidate 9: (M.com)

• What is a Limited Company?
• What is GDP?
• What is a balance sheet? What are assets and liabilities?

• What are profit and loss sheet?
• What are your strength and weakness?

• Tell something about family back ground?
• What is your husband doing?

Candidate 10: (Msc Biotech)

• Recent news about IOB?
• What are the qualities of a banker?
• Questions on father’s  occupation?
• What are all the places have you visited?
• Will you be ready to go if you are posted in village?
• Where is your account? Which bank and branch?
• What are the duties of a clerk?
• What are the nine wonders of the world? Further read in Part-3,4