IBPS AND SBI interview questions-part-1

If you are not attending  BANK(INDIA) interviews, 

you need not 

read this. Then, SKIP and Go to part -17 of how to 

face interview-behavioral interview which is below.

Hi Future Bankers,

Best wishes to you all. 

Passed IBPS? Attending interviews?

Are you feeling tense? Fear? ...Don't worry. Stop wasting time on worry and fear.

On the other hand start practicing. 

Remember if we are afraid, we might not have learnt cycling or swimming or driving.Do you know that you fell several times when you started walking. But  you stood up then and never left trying walking.

Sheer practice and devotion in what ever we do will bloom and give fruits.

Here are real questions asked in Coimbatore  and Chennai interviews of different banks.

"What can i do?" I can understand that this question. GO THRU THE QUESTIONS. THEN, ANALYSE AND CHOOSE QUESTIONS RELATED TO YOU PERSONALLY AND SUBJECTWISE.

Form your own groups. Practice in groups and answer relevant questions. Engineering graduates need not go into MBA subject related questions. B.com candidates avoid CONFUSING WITH engineering related  questions. Sit and interview each other. Listen THE REPLIES FROM OTHERS carefully. Form your own language and style when reacting to questions. Let it be simple, clear and correct.

What is CRR? Let us analyze three types of answers below.

"Cash reserve ratio, Sir"

"Cash reserve ratio of banks with RBI. It is 4%"

"Sir,this is like my emergency money which i always keep separately. It is for unexpected expenses. In the same manner Banks have to keep certain percent of their deposits in cash with RBI"

Which one is different and explains the concept and reveals the data? Which one makes the interviewers interested in you?
No doubt ....the third one is an interesting and attractive reply!

So think in simple terms and differently; talk clearly. Make  your tone confident.

Remember "Don't answer in one word or few words. Make sentences logically like a beautiful garland made of flowers."  

When you go to interview, wear decent dress. Ask your well wishers whether your dress add value to appearance.

Say appropriately "Good morning" (up to 12.00 noon) or good-afternoon (up to 3.00PM) or good evening"

Sit comfortably but with due respect. You will be given local anesthesia by your own  brain. As a result  within first few minutes you tend to forget your fear.Then, everything will go on well.

Come out saying "thanks" to all members.

Wish you all success!!

(Visit nathansenglish.blogspot.in  On interview there are 17 chapters. Enjoy the fun and understand interviews.If you feel happy, share this  blog with your friends.
You can call me for any particular question and answering pattern
cell: 94 89 88 44 00.    Also visit www.nathanenglish.com

All questions are related to year 2012.

Union Bank Of India   Candidate 1: (B.Com)

• What is the savings interest in Japan?
• What is BPL?
• What is RTGS?
• What is NEFT?
• Tell us about Union Bank?
• What is Minimum savings bank interest and who fixes it?
• What is the validity period of a cheque?
• What is Repo rate?
• What is inflation?
• What is meant by Double entry?

Candidate 2:     B.Sc

• Why have you scored low marks in Maths?
• Define banking?
• Who issues guidelines for providing loans and what is the loan amount percentage for priority sector advances?
• What does the term weaker section mean?
• Define BPL?(explain in terms of numerical values-refer to planning commission website)
• What are the loan products of Union bank of India?

Tamilnadu Mercandile Bank
Candidate 3   B.E

• What is banking?
• What are the other services provided by the bank?
• What is an ATM card?
• What is credit card?
• What is debit card?
• Tell us the details of your Final year Project?
• Tell us about your previous work experience?
• What is hypothecation?
• What is the difference between cheque and Demand draft?

Bank Of Baroda
Candidate 1:   +2 What is the role of a clerk in bank?

• If you are in a counter what kind of job you will be expected to do?
• If a customer approaching you is in a bad temper then what would you do?
• What will you do incase if are posted away from home?

Candidate 2:  Studying in B.COM

• If 15 tasks are given at a time what will you do?
• Tell us about you?
• In which bank you have account?
• Have you been to bank?
• What are the designations of the people working there?
• What is KYC?
• Tell us about your family?
• What are the golden rules of accounting?

(B.E  candidate)

• What is ATM Card?
• What is BOB?
• What is PIN?
• About your family Background?
• Why did you choose Banking after completing BE?
• If you are posted in a village will you go?

(Msc  Candidate)

• What are the leadership qualities?
• What is marketing?
• What is plastic money?
• What is CIBIL?
• What is Job satisfaction?
• How technology is improved in banking?
• Why did you choose banking after Msc?

View part-2,3...4.